What We do

Investment Planning ensures that you have an appropriate investment structure, a diversified portfolio of investments that are suited to your risk profile, and that meets your current and long-term financial needs in the most cost-effective way. This may include a regular savings plan, gearing, superannuation – or a combination of these.

We can provide you advice on structuring your investment portfolio in the most appropriate manner to achieve your set goals and objectives.

It is all too easy to focus on accumulating wealth, but often we forget about the importance of planning for the transfer of wealth to our children or grandchildren when we are gone. Another important aspect is to make sure the transfer attract as little tax as possible.

In conjunction with your solicitor, we can provide strategic advice to ensure your assets are transferred to the intended beneficiaries in the most tax effective manner.

A Self Managed Super Fund (SMSF) is a type of superannuation fund often favoured for its flexibility provided for its members. These funds allow the members (also the trustees of the fund) to control how the fund operates and what investments are undertaken for retirement.

Due in some part to this flexibility, there are strict guidelines and laws applying to the setup and operation of these funds which can make it difficult to navigate on your own without professional help.

We can provide strategic advice surrounding the appropriateness of a SMSF for you, and if this structure is appropriate or the structure you specifically want, we can arrange the establishment of the fund. In addition we can provide advice in relation maximizing the benefits of a SMSF and look after the ongoing administration via our outsourced service.   

Pre/post retirement can seem irrelevant when you’re in your 30s or 40s. There are so many other things to do with your money – going overseas, getting a house, raising a family, or just having fun. However, according to research the Age Pension won’t be nearly enough to fund the lifestyle we’d like when we’re no longer working.  So the best thing to do is to start saving now.

We will help you prepare for your retirement by working with you to maximise your retirement benefits and achieve your financial goals when you are no longer working.

Moving into residential aged care can be a stressful time for all involved. Working through the financial uncertainty can be just as overwhelming. A range of factors need to be considered in relation to aged care homes and understanding how these factors impact each other can make the process all the more demanding.

We can provide clarity surrounding the different fee arrangements, the impact on Centrelink entitlements and recommend strategies that best meet your goals and objectives.

You may be eligible for numerous benefits from a whole or part Age Pension to concessions on health care and services. These are available through the Pensioner Concession Card, Commonwealth Seniors Health Card, Health Care Card and state-based Seniors Cards.

We can make sure you are aware of your entitlements and implement strategies to potentially maximize your benefits received.